Welcome to the website of Gray & Associates

Gray & Associates is a trading name of Ian Gray & Associates Ltd. We are a firm of Independent Financial Advisors (IFAs).

We specialise in pensions advice, using our Active Switching Facility together with Technical Analysis, to pursue significantly better performance for our clients' funds than is seen usually.

We are committed to maximising the growth of clients' portfolios, in line with the client's attitude to risk.

This commitment applies both to personal pension plans (95%) and investment portfolios (5%).

We use a platform, which provides access to a wide choice of collective investment funds.

The FSA does not regulate some forms of mortgage, offshore products, tax planning or school fees.

The guidance contained in this website is subject to the UK regulatory regime and is therefore appropriate for consumers based in the UK.